Mortgage Guides
Latest Blogs
Mortgage tips, guides and news
Practical guides for buying, moving and remortgaging in Cardiff and South Wales, written by advisers rather than by a marketing department. No jargon, and no broker fees.
How much deposit do you really need to buy a home?
The honest answer to the question every buyer asks first: what 5%, 10% and 15% deposits actually get you, and the costs to budget for on top.
Fixed or tracker: which mortgage rate is right for you?
Certainty or flexibility? A plain-English look at how fixed and tracker rates behave, what happens when a deal ends, and the questions worth answering before you choose.
First-time buyer? Here is what lenders look for
Affordability, credit files, Agreements in Principle and the costs nobody warns you about: what actually gets a first purchase over the line.
